Teen Banking vs Family Chores

Current vs ChoreSplit
Which Motivates Kids More?

Current is a solid teen banking app. But when it comes to making chores fun and engaging, ChoreSplit goes further with deep gamification.

No credit card required

Key Differences

Why families choose ChoreSplit over Current.

Gamification Depth

Current: Basic allowance automation, no game mechanics to motivate kids.

ChoreSplit: Full gamification: streaks, leaderboards, point multipliers, badges, and rewards that make chores feel like a game.

Age Focus

Current: Designed for teens 13+. Younger kids may find it less engaging.

ChoreSplit: Works for all ages with adjustable difficulty and rewards. Great for 6-year-olds through teenagers.

Family Flexibility

Current: Standard family account structure with typical limits.

ChoreSplit: Unlimited kids, multi-household support, and full co-parent control for modern families.

Pricing Model

Current: Free tier available, but limited features.

ChoreSplit: $5/month flat for everything. No tiers, no feature gating, no surprises.

Card Infrastructure

Current: Works well, but focused on spending over earning.

ChoreSplit: Stripe-powered with real-time balances. Emphasis on earn-first, spend-second.

Chore Integration

Current: Chore tracking exists but feels secondary to the banking features.

ChoreSplit: Chores are the core experience. Everything flows from tasks completed to points earned to money deposited.

Feature Comparison

See how ChoreSplit stacks up against Current.

Feature
ChoreSplit
Current
Gamification
Streaks, leaderboards, multipliers, badges
Basic task completion
Target Age
Ages 6-18
Ages 13+
Kids per Account
Unlimited
Up to 5
Multi-Household
Built-in support
Limited
Card Infrastructure
Stripe-powered, real-time
Standard debit
Monthly Price
$5 flat
Free (limited) / $4.99+
Savings APY
Competitive rates
4.00% APY
Chore Focus
Core feature
Secondary feature
Co-Parent Access
Full equal access
Standard controls

Switch in 30 Minutes

No complicated migration. Just sign up and go.

1

Sign Up

Create your ChoreSplit account. Takes 2 minutes.

2

Set Up Family

Add kids, create chores, configure rewards. 15 minutes.

3

You're Done

Kids start earning. Cancel Current when ready.

The Bottom Line

Current is excellent for teens who primarily need banking with basic task tracking. ChoreSplit is better for families who want to transform chore time into an engaging, game-like experience that teaches money management.

Frequently Asked Questions

Is Current good for younger kids?

Current is designed primarily for teens 13 and up. If you have younger children or want a more engaging chore experience, ChoreSplit works better across all ages with its gamified approach.

Does Current have chore tracking?

Yes, Current has chore and allowance features. However, chores are secondary to the banking experience. ChoreSplit makes chores the central, gamified experience where kids actually want to participate.

Why choose ChoreSplit over Current?

Choose ChoreSplit if: you want deep gamification (streaks, leaderboards, multipliers), you have younger kids, you need multi-household support, or you want chores to be the focus. Choose Current if: you primarily need a teen banking account with basic chore tracking.

Can I try ChoreSplit before committing?

30-day free trial with no credit card required. Full access to all features. If you don't love it, you pay nothing.

Ready to Try ChoreSplit?

30-day free trial. No credit card required. Money-back guarantee.