Key Differences
Why families choose ChoreSplit over Modak.
Gamification Approach
Modak: MBX rewards earned through learning games and step counting. Fun but less tied to real work.
ChoreSplit: Gamification tied directly to completing real chores. Kids earn by contributing to the household.
ATM Access
Modak: No ATM access. Card only works for purchases.
ChoreSplit: Full debit card functionality including ATM withdrawals when needed.
Earning Model
Modak: Kids earn MBX points from games (100 MBX = $1). Points are funded by Modak, not from chores.
ChoreSplit: Kids earn real money directly from completing chores. Direct connection between work and reward.
Family Features
Modak: Good parental controls but standard family structure.
ChoreSplit: Unlimited kids, multi-household support, and full co-parent access for blended and extended families.
Chore Integration
Modak: Has allowance and chore features, but rewards come separately from educational games.
ChoreSplit: Chores ARE the game. Streaks, leaderboards, and multipliers all tie into completing real tasks.
Learning Connection
Modak: Learning games are fun but disconnected from real-world responsibility.
ChoreSplit: Teaches responsibility through action: do the work, earn the reward, manage the money.
Feature Comparison
See how ChoreSplit stacks up against Modak.
| Feature | ChoreSplit | Modak |
|---|---|---|
| Gamification Type | Chore-based (work = reward) | Game-based (MBX points) |
| ATM Access | Yes | No |
| Earning Model | Real money from chores | MBX from games (Modak-funded) |
| Monthly Price | $5 flat | Free |
| Kids per Account | Unlimited | Multiple |
| Multi-Household | Built-in support | Limited |
| Chore Leaderboards | Yes, family rankings | No |
| Point Multipliers | Bonus for streaks | No |
| Card Design Options | Standard | 15+ designs |
| Support Quality | 2hr phone, 24hr email | Well-reviewed support |
Switch in 30 Minutes
No complicated migration. Just sign up and go.
Sign Up
Create your ChoreSplit account. Takes 2 minutes.
Set Up Family
Add kids, create chores, configure rewards. 15 minutes.
You're Done
Kids start earning. Cancel Modak when ready.
The Bottom Line
Modak is a great free option with fun educational games. ChoreSplit is better if you want kids to understand that money comes from completing real responsibilities—not just playing games.
Frequently Asked Questions
Modak is free. Why pay for ChoreSplit?
Modak's MBX rewards are funded by Modak through games—kids aren't earning money from real work. ChoreSplit's $5/month connects chores directly to real earnings, teaching the "work = reward" lesson that matters for financial literacy.
Which has better gamification?
Different approaches. Modak gamifies learning with games and step counting. ChoreSplit gamifies actual chores with streaks, leaderboards, and multipliers. If you want kids to associate fun with completing responsibilities, ChoreSplit is the choice.
Why does ChoreSplit have ATM access but Modak doesn't?
Modak's card is designed purely for purchases. ChoreSplit provides full debit card functionality because we believe kids should learn all aspects of money management, including when cash is appropriate.
Which is better for teaching responsibility?
ChoreSplit. While Modak's games are educational, they don't require kids to contribute to the household. ChoreSplit teaches that money comes from work—a fundamental lesson that games alone can't provide.