Best Kids Debit Cards
& Chore Apps Compared
ChoreSplit vs Greenlight vs Current vs Step vs Modak. Find the perfect family money app.
ChoreSplit
Gamified chores + real rewards
$5/mo flat
Best for: Families who want gamified chores
Get startedFeature-by-Feature Comparison
Every feature that matters, compared side-by-side.
| Feature | ChoreSplit | Greenlight | Current | Step | Modak |
|---|---|---|---|---|---|
| Gamified Chores | Basic | Basic | Games only | ||
| Streaks & Leaderboards | Streaks only | ||||
| Point Multipliers | |||||
| Debit Card | |||||
| ATM Access | |||||
| Credit Building | Coming soon | ||||
| Savings APY | Competitive | 2-5% | 4% | 5% | N/A |
| Unlimited Kids | Up to 5 | Up to 5 | 1 per account | Multiple | |
| Multi-Household | Limited | Limited | Limited | ||
| Full Co-Parent Access | Limited | ||||
| Ages Supported | 6-18 | 6-18 | 13+ | 13+ | 6-18 |
| Investment Features | Coming soon |
Pricing Comparison
What you'll actually pay.
| App | Monthly | Annual | Notes |
|---|---|---|---|
| ChoreSplit | $5 | $60 | Flat rate, all features |
| Greenlight | $5.99-$20.28 | $72-$243 | Multiple tiers |
| Current | Free / Premium | Free / Premium | Basic free, premium paid |
| Step | Free / $4.99 | Free / $59.88 | Basic free, Step Black paid |
| Modak | Free | Free | No monthly fees |
Which Is Best For You?
Our recommendations based on your needs.
Best for Gamified Chores
ChoreSplit
If you want chores to feel like a game with streaks, leaderboards, and multipliers.
Best for Feature-Rich Banking
Greenlight
If you want investing, savings roundups, and extensive parental controls.
Best for Teen Credit Building
Step
If your teen needs to build credit history before college or their first apartment.
Best Free Option
Modak
If budget is the primary concern and you want learning-based rewards.
Best for Teen Banking
Current
If your teen is 13+ and primarily needs a banking app with great APY.
Best Overall for Families
ChoreSplit
Combines gamification, fair pricing, and family flexibility better than any alternative.
AI Chore Verification Apps
Compare ChoreSplit's AI suite (photo verification + project generation + task suggestions) with other AI apps.
Kids Debit Card Apps
Compare ChoreSplit with popular kids debit card and family finance apps.
ChoreSplit vs BusyKid
BusyKid charges $3.99/child. ChoreSplit is $5/month flat for unlimited kids with AI features.
ChoreSplit vs GoHenry
GoHenry charges $5.99/child. Save $150+/year with ChoreSplit's flat pricing and AI features.
ChoreSplit vs FamZoo
FamZoo is money-first with basic chores. ChoreSplit is chores-first with AI + gamification + debit cards.
ChoreSplit vs Greenlight
Greenlight charges $5.99-$20/month with multiple tiers. ChoreSplit is $5/month flat with all features.
Gamified Habit & Chore Apps
Compare ChoreSplit's family gamification with individual habit trackers.
ChoreSplit vs Habitica
Habitica is for individuals. ChoreSplit brings gamification to families with parental controls and real money rewards.
ChoreSplit vs Joon
Joon uses virtual pets. ChoreSplit uses real money on real debit cards plus AI verification.
Family Organization Apps
Switching from a basic chore app? See how ChoreSplit compares.
ChoreSplit vs Cozi
Cozi's May 2024 paywall locked 8+ years of family data. ChoreSplit is transparent.
ChoreSplit vs ChoreBuster
ChoreBuster's fair algorithm meets modern mobile app with AI and gamification.
ChoreSplit vs Homey
Homey paywalls chore approval. ChoreSplit includes all features for one flat price.
ChoreSplit vs OurHome
OurHome hasn't been updated since 2022. ChoreSplit is actively developed with AI features.