Updated for 2026

GoHenry vs Greenlight
Which Is Better in 2026?

Both are solid kids' debit cards. But they have different strengths — and there's a third option most parents don't know about.

GoHenry

$5.99/child/mo

Best for: Single-child families who want a simple debit card

Visa debitCustom cardsUK + US

Greenlight

$5.99/family/mo

Best for: Families wanting investing + savings features

Investing5% APY5 kids
Best for chores

ChoreSplit

$5/family/mo

Best for: Families who want kids motivated to do chores

GamificationAI verificationUnlimited kids

Full Feature Comparison

GoHenry vs Greenlight vs ChoreSplit — every feature compared.

FeatureGoHenryGreenlight
ChoreSplit
Monthly Price (1 kid)Greenlight
$5.99/child$5.99/family$5/family
Monthly Price (3 kids)ChoreSplit
$17.97$5.99$5
Chore TrackingChoreSplit
Basic tasksBasic choresGamified system
GamificationChoreSplit
NoneNoneStreaks, leaderboards, badges
AI FeaturesChoreSplit
NoneNonePhoto verification, smart suggestions
Debit Card
Visa debitMastercard debitStripe-powered
Savings InterestGreenlight
NoneUp to 5% APYCompetitive rates
InvestingGreenlight
NoneStock & ETF investingNot yet
Age Range
6-18All ages6-18
Kids per AccountChoreSplit
Up to 4Up to 5Unlimited
Co-Parent AccessChoreSplit
BasicLimited secondaryFull equal access
Multi-HouseholdChoreSplit
NoLimitedBuilt-in
Custom Card DesignChoreSplit
Yes (+fee)Yes (+fee)Free
Direct Deposit
YesYesYes

Where Each App Wins

GoHenry is better if you...

  • Only have one child (per-child pricing works out)
  • Need a Visa card (Greenlight uses Mastercard)
  • Are in the UK (GoHenry has UK operations)
  • Want simple task-for-pay chore assignments

Greenlight is better if you...

  • Want kids to learn investing (stocks + ETFs)
  • Want high savings interest (up to 5% APY)
  • Have 2-5 kids (family pricing is better value)
  • Want more granular spending controls

What Both Are Missing: Chore Gamification

GoHenry and Greenlight are banking apps with basic chore features bolted on. If getting kids to actually do their chores is your #1 goal, neither was built for that.

🏆

Streaks & Leaderboards

Kids compete with siblings. Daily streaks build habits. Points multiply for consistency.

📸

AI Photo Verification

Kids snap a photo of their completed chore. AI verifies it. No more "I already did it!"

👨‍👩‍👧‍👦

Unlimited Kids, $5/mo

No per-child pricing. No feature tiers. One flat price for everything.

No credit card required

Try ChoreSplit Features

Interactive demos — see what makes ChoreSplit different.

Streak Builder

Current streak

0days
1x point multiplier

This week

0/7 days
3d · 1.5x
5d · 2x
7d · 3x

Tap each day in order to build your streak

AI Photo Verification
E
Emma's chores

Make your bed

15
AI Verification

Ready to analyze...

Tap "Take Photo" to start

Task Management
EmmaJaketomorrow

This week

Emma
Jake
Mom
S
M
T
W
T
F
S
E
E
J
J
M
M
E

Tap the task card to advance the rotation

Frequently Asked Questions

Skip the GoHenry vs Greenlight Debate

Try the app built for chores first, banking second. 14-day free trial. No credit card required.